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The Evidence You Need for a Leak Allowance Claim

You need proof the leak was repaired and proof of what it cost you in water: a plumber’s invoice naming the company and the work, meter readings from before, during and after the leak, and the date the repair was completed. Gather them as you go, because a claim can only be made after the repair and companies set deadlines from the date the leak was identified.

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What an allowance actually is

Water companies are required by their licences to reimburse the cost of water lost through leakage by way of credits to your bill. That credit is the leakage allowance. It can apply to water supply charges and to wastewater charges, and it can only be claimed once the leak has been repaired. CCW puts the household position simply: when the leak has been repaired, your company should offer a leakage allowance for the lost water.

It is not automatic and it is not unconditional. Companies can refuse, for instance where the repair was not arranged within a reasonable timeframe the company specified, or where the leak was caused by the customer's own negligence. Each company has to publish how it handles leakage from household supply pipes, including how allowances are claimed, how they are applied and when they can be refused. Read your own supplier's policy, because the conditions differ.

The evidence pack

1. Proof the leak was repaired

This is the document the claim turns on. Thames Water, as a worked example, requires confirmation the leak has been fixed by way of a plumber's details and invoice, or a Thames Water job number if they carried out the repair themselves.

An invoice that will not be argued with says, on its face:

  • The trading name, address and contact details of the company that did the work.
  • The address where the work was carried out.
  • The date the repair was completed, not just the invoice date.
  • What was repaired and where, in plain terms. "Repaired split on 25mm MDPE supply pipe, approximately four metres from boundary stop tap, under front drive" beats "plumbing works".
  • The amount charged.

Ask for that wording when you book, not after. A one-line invoice is the most common reason a pack has to go back for a rewrite.

2. Meter readings from before, during and after

Thames Water's form asks applicants to complete all parts including the meter readings. The calculation compares how much water you used in the past over a similar period against the amount the meter recorded while you had the leak, and where there is no usable history it falls back to typical use for a similar sized property.

That tells you exactly which readings are worth having:

  • Before. Readings from bills covering periods before the leak started. These set the baseline the company will compare against. Dig out old bills rather than relying on the company's records.
  • During. Your own dated readings while the leak was running, ideally including a pair taken hours apart with no water used, which establishes the rate of loss. How to take those readings properly matters here, because a reading taken while somebody is in the shower proves nothing.
  • After. A reading on the day of the repair and another a few days later, which demonstrates consumption has returned to the baseline. This is the reading most people forget, and it is the one that proves the repair worked.

Photograph the meter face each time. A photograph carries a date and shows the digits you transcribed, which removes an entire category of dispute.

3. The dates

Write down when you first became aware of the leak, when any letter or email from the water company arrived, when you booked the repair, and when it was completed. Deadlines run from those dates. Thames Water's published conditions are that the leak is repaired within four weeks of them first notifying you or of the leak being identified, and that the allowance is claimed within three months of the repair date. Other suppliers set their own windows.

4. The detection report, if there was one

Where the leak was hidden and had to be traced, the detection report is not usually required for the allowance itself, but it is worth including. It documents that the loss was genuine, located and dealt with promptly, and it is the same document a loss adjuster will want if the water damaged the building. Our reports are written to be accepted for a trace and access claim; the insurance claims hub covers what that side expects.

The order that trips people up

  1. Identify the leak and record the date. Take dated readings straight away.
  2. Arrange the repair promptly. This is the condition most refusals hinge on. If the company gave you a window, meet it, and if you cannot, tell them why before it expires rather than afterwards.
  3. Repair, and collect the invoice. Check it says what it needs to say before you pay it.
  4. Take the after readings.
  5. Claim. Only now, because an allowance cannot be claimed before the repair, and within your supplier's deadline from the repair date.

One trap is specific and expensive. Thames Water's conditions exclude leaks fixed under Section 75 of the Water Industry Act, which is the power a company uses to carry out the repair itself and recharge you when you have not done it in time. Letting the deadline pass can therefore cost you both the repair charge and the allowance. If a notice has arrived, the Thames Water hub sets out what it obliges you to do.

What an allowance will not cover

  • The repair itself. The allowance is for the water, not the plumber.
  • Damage to the building or contents. That is a buildings insurance matter, and the cost of opening up to reach the pipe is what trace and access cover exists for.
  • A visible leak you left running. Where the loss was obvious and nothing was done, expect the claim to be resisted.
  • Fixed charges. Those do not vary with the volume you use, so there is nothing to credit.

If the allowance is refused and you think that is unreasonable, take it through the company's complaints process first, then to CCW, which handles household complaints about water companies.

Where we come into it

We find the leak, repair it, and make good the floor, drive or wall we opened. Detection is £150 per hour, fixed before we attend, and if we do not find the leak you do not pay for the time spent looking. What matters for your claim is that you leave with an invoice that names the fault and the location and carries the completion date, plus a written report where detection was involved. Ask for both at the time.

If the bill has already arrived and you are still working out whether the volume is a leak at all, start with telling a leak from a change in usage before you open a claim.

Frequently asked

What evidence do I need for a water leak allowance?
Proof of repair and proof of the loss. That means a plumber’s invoice naming the company, the address, the completion date and the work done, plus meter readings from before, during and after the leak, and the dates the leak was identified and repaired.
Can I claim a leak allowance before the leak is fixed?
No. An allowance can only be claimed once the leak has been repaired, which is why it is worth arranging the repair quickly and keeping the paperwork as you go.
How is the allowance amount calculated?
Typically by comparing your historic usage over a similar period against the volume the meter recorded during the leak, with the difference credited. Where there is no usable history, companies fall back on typical use for a property of that size.
What if my water company repaired the leak for me?
Then you will not have a plumber’s invoice, and the company will use its own job reference instead. Be aware that where the repair was carried out under Section 75 because you did not do it in time, some suppliers exclude the allowance entirely.
Does the allowance cover the damage the leak caused?
No. It covers the water charged to your account. Damage to the building and the cost of opening up to reach the pipe are buildings insurance questions, usually under escape of water and trace and access cover.
What can I do if the allowance is refused?
Use the company’s complaints process first and ask which published condition the refusal relies on. If that does not resolve it, CCW handles household complaints about water companies.

Sources

No find, no fee · £150 per hour. The rate is fixed before we attend and does not rise for a difficult property, an awkward access or an evening visit. The total depends on how long the job takes; the rate cannot change.